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Your Local Hoffman Estates Independent Insurance Agency

Premier One of Illinois, Inc specializes in Community Associations, small to midsize business insurance, life & health insurance, auto insurance, home insurance, and Mexico Auto & Property Insurance.

Premier One of Illinois, Inc is a full-service independent insurance agency with many years of business and personal lines insurance experience. We represent a variety of reputable insurance companies to ensure our customers always get the best coverage at the best price. Your time is valuable; most likely insurance shopping is not a top priority in your life. That’s why we do the shopping for you.

We strongly value the relationship with our customers and understand the importance of outstanding service. Our strength lies in our ability to offer each customer a policy that meets their needs, while at the same time delivering the best value. So choose us!

Adam Tamas
Adam Tamas
Agency Owner
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Recent News & Updates

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Key Person Insurance

You have devoted your time, creativity, energy, and finances to build a business. The last problem you need is the risk of losing it all if a key member of your team passes away. Key person insurance is a specific type of life insurance that protects a business in this situation.  What is Key Person Insurance? Key person insurance pays out death benefits to a...

Professional Liability Insurance vs. General Liability Insurance

All businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover.  What Is Professional Liability Insurance? Also known as errors and omissions (E&O) insurance, professional liability insurance is designed to protect you in case a client files a...

Avoiding Workers’ Comp Fraud

Workers’ compensation fraud can be expensive for employers. One of the most common types of workers’ comp fraud is employee fraud. This involves workers who seek to receive benefits under false pretenses.  How Do Employees Commit Workers’ Comp Fraud? Employees have been known to commit several types of fraud to obtain workers’ compensation, including: Off-the-job injury: An employee is injured on his own time, but...