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Your Local Hoffman Estates Independent Insurance Agency

Premier One of Illinois, Inc specializes in Community Associations, small to midsize business insurance, life & health insurance, auto insurance, home insurance, and Mexico Auto & Property Insurance.

Premier One of Illinois, Inc is a full-service independent insurance agency with many years of business and personal lines insurance experience. We represent a variety of reputable insurance companies to ensure our customers always get the best coverage at the best price. Your time is valuable; most likely insurance shopping is not a top priority in your life. That’s why we do the shopping for you.

We strongly value the relationship with our customers and understand the importance of outstanding service. Our strength lies in our ability to offer each customer a policy that meets their needs, while at the same time delivering the best value. So choose us!

Adam Tamas
Adam Tamas
Agency Owner
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Recent News & Updates

Business Income Coverage vs. Business Interruption Insurance: What's the Difference?

Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...

Do I Need Business Insurance for my LLC?

If you established a limited liability company (LLC), you chose that type of entity for the protection it provides to your personal assets, along with the tax benefits. Unfortunately, even an LLC cannot entirely protect you from some risks. While your personal assets are generally protected, in certain situations, you have almost zero protection. For example, without business insurance, a slip and fall injury accident...

Do I Need Commercial Property Insurance for A Shared Office?

If you work in a shared office space, it is essential to ensure you are protected against specific risks. If your business operates out of a coworking space, a commercial property insurance policy brings added protections. The office furniture and equipment owned by your business will be expensive to replace if a fire or other disaster occurs. Your commercial property insurance policy covers the cost...

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...